Interest rates shown are subject to change without notice and based on information provided by the relevant credit provider. Fees and charges are payable. The rates disclosed are for a secured, principal and interest loan for the primary purpose of purchasing an owner occupied property (for Owner Occupied Loan) or an investment property (for Investment Loan) where the total loan amount is $400,000, the loan term is 25 years and the loan to valuation ratio (LVR) is 80%. For other amounts, terms and LVRs, different rates may apply. The comparison rate is based on a $150,000 loan for a term of 25 years. WARNING: this comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.