Personal Loan:

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Personal loans include unsecured lending as well as secured lending. The loan is taken out in the applicants own name.

Interest Rate:

Personal loans are assessed individually and given a credit score that determines the rate.

Repayment:

Loan repayments are usually split across the life (term) of the loan. You can choose a loan term between 3 and 7 years. To reduce how much you pay in interest it is recommended you choose a shorter loan term.

Securities:

We have both Secured and Un-secured loans. Secured loans generally have lower rates and are secured against an unencumbered vehicle.

Other Conditions:

Borrower has to be an Australian Citizen with a regular income. ASIC (NCCP) requirements will be applied such as serviceability calculations and verification of income and assets.