Income Annualisation Calculator

Easily calculate your estimated annual income by projecting your earnings to date over the full year. Perfect for employees, contractors, and freelancers who want a clear picture of their yearly income.

Income Annualisation Calculator

Not sure what your income looks like over a full year? Use our Income Annualisation Calculator to quickly estimate your annual salary based on your income so far.
This is especially useful if you’ve recently started a new job, changed working hours, or receive irregular income such as contract, freelance, or casual work.

Important Information

Not financial advice

This calculator provides general estimates only and should not be relied upon as financial advice. Always consider your personal circumstances before making financial decisions.

Income assumptions

The calculator assumes that your income to date is representative of what you’ll continue to earn for the remainder of the year. If your hours, pay rate, or work arrangements change, your actual annual income may differ.

Gross income

Results are based on gross (before tax) income and do not factor in tax, superannuation, or other deductions.

Irregular income

If you earn irregular income (for example, seasonal work, freelance projects, or bonuses), the calculator may not reflect your exact yearly earnings.

Why is income annualisation important?

  • Helps with loan and credit applications – lenders often require an estimate of your annual income.
  • Useful for budgeting and financial planning.
  • Helps understand your tax position before lodging your return.

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