Borrowing Power Calculator

Find out how much you could borrow with Champion Broker. Use our calculator below for a quick estimate.

What you need to know about your borrowing power

Borrowing power results are estimates only and provided as a guide. Calculations assume interest rates remain the same throughout the loan term and are based on the rate applicable during the initial loan period (e.g., for fixed-rate loans, this covers only the fixed-rate term). Rates shown are based on Principal & Interest repayments and are subject to change at any time.

Important Information

Not a loan approval

All applications are subject to credit checks, security assessments, and minimum deposit requirements. Full terms and conditions will be provided in your official loan offer, if one is made.

Investment loans

Negative gearing may be considered in your borrowing capacity. This depends on current taxation laws, which may change. Always seek independent tax advice for your situation.

Comparison rate

Calculated on a secured loan of $150,000 over a 25-year term.

  • Variable Interest Only loans are based on an initial 5-year Interest Only period.
  • Fixed or guaranteed Interest Only loans are calculated based on the fixed or guaranteed term length.
  • Note: During an Interest Only period, your loan balance does not reduce, which may result in paying more interest over time.

Warning: Comparison rates apply only to the examples shown and may exclude fees and charges. Different loan terms, amounts, or fees may result in a different rate.

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Explore our full suite of Champion Broker calculators to compare, plan, and make confident financial decisions.

Your Important Questions Answered

Find answers to the most common questions about our Home loan products and services.

Yes. We have connections with more than 40+ money lenders in Australia. We will forward your requirements to them to get them approved.

Whether it’s refinancing or a home loan in Australia, if you have no idea about the best package, our brokers will guide you.

At Champion Broker, we have some of the best brokers in Perth having the necessary experience. So, you can rely on the solutions that we provide.

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